Credit Checks
Past financial behavior.
Dependable people sometimes have no credit history. Others have experienced events that damaged their credit scores. Personality assessments provide another way to evaluate their potential to repay a loan.
Past financial behavior.
Financial habits, dependability, judgement.
You choose the length.
Candidates answer questions about themselves.
Complete it on a computer, phone, or tablet.
Covers up to 16 behaviors most predictive of loan repayment.
Automatically scored. No waiting.
Reveals exaggerated answers.
A short online assessment measuring financial habits, reliability, and judgment.
Personality assessments provide another source of evidence to complement traditional lending criteria.
Look beyond limited credit histories to identify potentially dependable borrowers.
Reliable, honest people are more likely to repay.
Make interviews more useful by exploring potential concerns identified by the assessment.
Evaluate applicants using clearly defined, consistently applied criteria.
Explore how personality assessment could compliment your existing lending process.